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Personal Capital is a strong platform for individuals seeking to combine automated investing with robust financial planning tools. It offers diversified ETF portfolios, net worth tracking, and advisory support—making it a solid option for managing public market investments.

But what if you want access to asset classes beyond ETFs and traditional public markets?

That’s where Alture Funds comes in.

While Personal Capital helps manage your public market portfolio, Alture Funds provides access to the private side of investing—asset classes like private credit, private real estate, and infrastructure, which have historically been reserved for institutions and ultra-high-net-worth individuals.

Why It Matters:

Private alternatives like credit, real estate, and infrastructure have historically been limited to institutions. Today, Alture Funds provides direct access to these asset classes — helping investors build more diversified and resilient income-generating portfolios.

If Personal Capital helps you automate your public market strategy, Alture Funds helps you invest in what robo-advisors don’t: Private alternatives that are typically uncorrelated with stocks and bonds.

What Alture Funds Offers

Starting at $2500, Alture Funds provides individual investors with direct access to institutional alternative investments in:

🔹 Private Credit

Bluerock High Income Institutional Credit Fund – Bluerock’s High Income Institutional Credit Fund focuses on current income generated by senior secured loans in the form of Collateralized Loan Obligations (CLOs). This private credit fund has paid a 12%* annualized distribution.

$30.0B Underlying Loan Value
2,225+ Number of Loans
$177M Fund Net Assets
12% Historical Distribution

🔹 Private Real Estate

Bluerock Total Income+ Real Estate Fund (TI+) – A fund-of-funds that primarily invests in large institutional real estate partnerships sponsored by top-tier managers including Blackstone, Carlyle, CBRE and Invesco.

$350B Underlying Real Estate Value
6,700+ Properties
8% Tax Equivalent Distribution Rate
$4.3B Fund Net Assets

Bluerock is one of the most established alternative fund sponsors in the U.S. with a 20+ year history of delivering risk-adjusted returns to institutions and high-net-worth investors. With over $18 billion in real estate and credit assets acquired or managed, they bring experience, scale, and credibility to the alternative investing space.

Alture Funds acts as the access point — curating best-in-class offerings like these and making them available on a simple, digital platform.

The Bottom Line

Personal Capital makes investing easier.
Alture Funds makes it broader.

You don’t have to choose one or the other.
Use both — one for simplicity, one for access — and build a truly modern, diversified portfolio.

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_{Alture Funds is not affiliated with Personal Capital or its affiliates. This comparison is for informational purposes only and based on publicly available information as of April 2025. Past performance is not indicative of future results.}

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Alture Funds vs Wealthfront

While Wealthfront automates, Alture Funds elevates your portfolio with exclusive access to institutional-grade private credit and real estate. Add new assets to your portfolio, private credit or private real estate - previously reserved for the ultra-wealthy.

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