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Bluerock Private Credit

$30.9B

Underlying Loan Value

2,225+

Number of loans

$177M

Fund Net Assets

12%*

Historical Distribution

*Past performance is not a guarantee of future results

Overview

The Bluerock High Income Institutional Credit Fund focuses on income generation through senior secured loans and structured credit pools. Offering a 12% historical annualized distribution rate*, the fund provides diversification, low market correlation, and robust risk-adjusted returns. Managed by experienced teams, it currently allocates over 95% to senior secured loans.

High Current Income

providing attractive risk-adjusted returns

Lower Correlation

to the broader market

Diversified Senior Secured Loan Exposure

across industries, issuers and investment managers

Access to an Institutional Asset Class

historically, limited availability to individual investors

*Past performance is not a guarantee of future results

Ask Our AI✨

Trained on Private Real Estate Data

Bluerock Private Credit Fund Industry Diversification

LARGEST BORROWER GROUPS

Banking, Finance, Insurance & Real Estate

10.77%

High Tech Industries

10.64%

Services: Business

10.16%

Healthcare & Pharmaceuticals

9.59%

Services: Consumer

4.59%

Construction & Building

4.58%

Hotel, Gaming & Leisure

4.06%

Chemicals, Plastics & Rubber

3.8%

Beverage, Food & Tobacco

3.75%

Containers, Packaging & Glass

3.34%

Media: Broadcasting & Subscription

3.26%

Automotive

3.07%

Aerospace & Defense

3.02%

Telecommunications

2.96%

Retail

2.81%

Capital Equipment

2.79%

Media: Advertising, Printing & Publishing

2.03%

Transportation: Consumer

1.99%

Energy: Oil & Gas

1.82%

Utilities: Electric

1.76%

Alpha by Avoidance

The Sub-advisor's experience

90% lower with WhiteStar

WhiteStar credit process has resulted in default rates 90% lower than the market average.

Higher Net Returns and Lower volatility

A portfolio with a 15% allocation to the Bluerock High Income Fund generated higher net returns and lower volatility compared to a 60/40 stock/bond portfolio.

Higher Annual Distributions

WhiteStar CLOs have generated average annualized distribution yields of 16%+ across more than $15 billion of deals since 2014.

Senior Secured Loans Outperform Traditional Fixed Income

Floating rate loans have generated significantly higher performance than other fixed income investments.

Investment Objective and Strategy

The Bluerock High Income Institutional Credit Fund aims to generate high current income and attractive long-term risk-adjusted returns. The fund focuses on senior secured loans and structured credit pools like collateralized loan obligations (CLOs). Its portfolio provides a low correlation to broader markets and serves as an income generator and portfolio diversifier.

Historical 12%* annual distribution, paid quarterly. Senior secured loans are prioritized for repayment and backed by borrower assets. Floating rate loans mitigate the impact of rising interest rates. Structured credit pools incorporate risk-mitigation features and diversification.

‍Portfolio Features and Benefits

*Past performance is not a guarantee of future results

Senior Secured Loans are Located at the Top of the Cap Stack
and Enjoy a Secured First Right to the Borrower’s Assets and Cash Flow

Lower risk

Higher risk

Senior Secured Loans

First priority claim on cash flows and assets

Corporate Bonds

Second Lien Secured Debt

Subordinated Unsecured Debt;
Convertable Bonds

Mezzanine Debt

Preferred Equity

Common Equity

Higher priority

Lower priority

Senior Secured Loans

Provide investors with:

Stable income stream

Backed by assets of underlying borrower, such as cash, receivable inventory, property, plant and equipment (PP&E)

Fundamentals-based pricing and the potential for attractive risk-adjusted returns

Low to moderate correlation to other asset classes

Historically low loss rates across multiple market cycles, including the Great Financial Crisis (GFC) and COVID crisis

Sample Underlying Borrowers

Senior Secured Loans typically provide financing for business needs, M&A-related transactions, and capital expenditures. The following are examples of large companies that have utilized private credit borrowing: